Collect payments instantly with a secure UPI system that deposits directly into your bank account. Designed for speed, scalability, and seamless integration across all platforms.
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No charges of any kind will be deducted for Paytm UPI Gateway Payments.
Paytm UPI Gateway processes payments like a rocket.
Easily integrate Paytm UPI Gateway Payment API in any stack.
Paytm UPI Gateway offers real-time WhatsApp support.
Paytm UPI Gateway Payment API does not hold your money for even a second. It provides instant settlement so your money stays safe. Register now and experience our most advanced features.
Get Started FreePaytm UPI Gateway is a secure, fast, and user-friendly platform that simplifies digital transactions. Whether you're a business or individual, we offer an all-in-one solution.
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Paytm UPI Gateway has earned the trust of thousands of businesses across India.
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Paytm UPI Gateway's seamless integration and real-time dashboard helped us scale our business effortlessly. Transactions are fast and secure!
The developer-friendly API and excellent documentation made integration smooth. Paytm UPI Gateway's support team is always responsive!
With Paytm UPI Gateway, I can easily accept payments from clients. The transparent pricing and instant settlements are a big plus!
Experience the future of payments with instant transfers, zero charges, and complete transparency. Your money moves at the speed you need.
Got questions about Paytm UPI Gateway? We've got clear, honest answers to everything you need to know before getting started.
Paytm UPI Gateway is a zero-fee UPI payment gateway API built for Indian businesses, developers, and freelancers. It lets you collect payments via UPI QR codes and UPI Collect requests — and the money lands directly in your registered bank account with 0% transaction charges. Simply register, add your UPI ID, generate an API key, and start accepting payments within minutes.
Yes — absolutely free. Paytm UPI Gateway charges 0% on every transaction. There are no setup fees, no monthly fees, no per-transaction fees, and no hidden charges of any kind. You keep 100% of every payment you receive. We believe payment infrastructure should be accessible to everyone.
Paytm UPI Gateway uses 256-bit SSL/TLS encryption on all API communications and is PCI-DSS compliant. Your UPI credentials and bank details are never stored on our servers — payments go directly from the payer to your bank account via the NPCI UPI network. Every API request is authenticated with a unique secret key tied to your account.
Paytm UPI Gateway provides instant settlement — the moment a customer completes a UPI payment, the amount is credited directly to your linked bank account in real time. There is no holding period, no T+1 or T+2 delay. Your money is yours the second the transaction is confirmed by the UPI network.
Integration is simple and takes under 30 minutes. After registering and getting your API key, you can use our REST API to create payment orders and verify payment status. We provide ready-made code samples for PHP, JavaScript, Python, and Android. A WordPress plugin and Shopify app are also available. Visit our API Documentation for full guides.
Paytm UPI Gateway utilizes Paytm UPI Payment Gateway for seamless dynamic QR and UPI intent payments across all UPI apps in India. Any customer using Paytm or any UPI app can complete payments instantly.
Paytm UPI Gateway is open to individuals, freelancers, startups, and businesses across India. Whether you run an e-commerce store, a SaaS product, a mobile app, or offer freelance services — if you have a valid UPI ID linked to an Indian bank account, you can register and start accepting payments immediately. No GST registration or business documents required to get started.
If a payment fails, the amount is automatically refunded to the customer's bank account within 2–5 business days by the UPI network — no action needed from your side. For pending transactions, you can use our payment status API to poll the status in real time. Your dashboard also shows live transaction states: Pending, Success, Failed, or Expired.
Paytm UPI Gateway provides 24/7 WhatsApp support for all registered users. Our team typically responds within minutes. We also maintain a comprehensive developer documentation portal, integration guides, and code samples. For critical issues, priority support is available for high-volume merchants.
Individual UPI transactions are capped at ₹1,00,000 per transaction as per NPCI guidelines. There is no daily or monthly volume cap imposed by Paytm UPI Gateway — you can process as many transactions as your business needs. For very high-volume use cases (above ₹10 lakh/day), please contact our team for a dedicated merchant setup.
Yes! Paytm UPI Gateway supports both dynamic QR codes (generated per transaction with a specific amount) and static UPI QR codes (for open-amount payments). Dynamic QR codes are ideal for e-commerce checkouts where you need to verify exact payment amounts. Static QR codes work great for physical stores, invoices, and donation pages.
Absolutely. Paytm UPI Gateway lets you create shareable payment links directly from your dashboard — no coding required. Just enter the amount, add a description, and share the link via WhatsApp, email, or SMS. Customers click the link, scan the QR or pay via UPI, and you get notified instantly. Perfect for freelancers, coaches, and service businesses.
